With the risks obvious and growing a cautious person______an insurance policy now.A．has t
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With the risks obvious and growing, a cautious person______an insurance policy now.
A．has taken out
B．is taking out
C．would have taken out
D．would take out
请帮忙给出正确答案和分析，谢谢！
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正确答案：D
虚拟语气题。原句是一个含蓄虚拟条件句，句首的介词短语withtherisksobviousandgrowing相当于虚拟条件句iftheriskswereobviousandgrowing，后半句则相当于虚拟条件句的主句，该句表示与现在的事实相反，主句应该是主语+should／would／could／might+do，因此答案为[D]。选项[A]和[B]并非虚拟语气，故排除；选项[C]表示与过去的事实相反，与原句的意思不符，故排除。